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Keep Your Finances on Track Even While Traveling
There is nothing more exciting than the adventures you have while traveling.
People who love traveling know that it is the best feeling one can ever
get. However, it is a fact that you have to be very careful when it comes
to managing your expenses while traveling. It is important because you
can easily get caught up in the expenses while you are traveling.
First Thing First – Set Your Travel Budget
If you think that you can manage your expenses while traveling without setting your budget goals, then you are making a big mistake. You can’t expect to keep track of what you are spending and what you are left with without setting your travel budget. So, make sure that before you start your trip, you’ve researched every possible expense. Not only will it help you to keep track of your spending, but it’ll also help you to save a lot of money. Therefore, you must make a budget and stick to it strictly so that you can avoid any rash spending spree during your trip.
Follow Old School Methods – They Always Work
Do you remember those small notebooks which were specifically made to keep track of your spending? If yes, then, it might be an answer to the possible budget problems that you can face while traveling. So, if you are planning a trip in the near future, give this old school method a try. It is a fun and very practical solution to avoid any financial trouble. Above all, when you are back from your trip, you can keep that notebook as a memory of your trip. How cool is that?
Get a Smartphone App to Track Your Expenses
Understandably, some of you might think that planning and tracking your budget on a notebook is too much effort, and you may not be able to manage time to do so. If it is the case with you, you still don’t have to worry about it because there is an easy and simple way for you to do the deed. Dozens of smartphone apps can help you in this regard. All you have to do is download the app that suits your requirements the best and uses it to keep track of whatever you are spending. Trust me; it’s as simple and as easy as that.
Give a Second to Your Category Options
When you plan a trip abroad, you have to pick categories at every step of the way. From your airplane tickets to the hotel you are going to stay in, there are a variety of categories from low to high price range. All you have to do is reconsider your choices. It is especially important when you are traveling on a budget. No doubt, expensive and A-class hotels and tickets can sound exotic, and you can easily get carried away. However, you really need to take a minute and reevaluate your choices if you want to keep track of your budget and don’t want to end up in any kind of financial trouble while you are traveling.
Always Have a Solid Backup Plan
There are so many things that can go wrong while you are on your trip.
It doesn’t matter how good you are managing your trip; there are
still so many things that can go wrong and you can end up in a lot of
trouble. Therefore, I can’t stress enough about the importance of
having a backup plan. Make sure that you have someone who can send you
money through a trustworthy platform. For example,you should have someone
who can send
money overseas with Western Union. Remember, you should only choose
a platform that is tried and tested and offers easy money transfers.
How To Support Your Parents In The Philippines
For many adults, the ability to help our parents live a better life is a goal that we've long worked toward. If your parents are facing hardship, or if you just want to provide them with e bit of comfort, the tips below can help you get cash to them on a regular basis.
Your bank can do a wire transfer to your family member. Be aware that these transfers can be expensive and slow. However, they generally offer lower fees than some brokers will charge.
Many find that the simplest way to support their family overseas is to give them a credit card with a low limit and pay off the card each month. However, when setting this up, be aware that if your loved one
your data may be at risk. Unless you are quite sure of where your loved one will use the card, keep the cap on this card very low and have the data available to cancel it if you notice questionable charges.
Money Transfer Apps
If you need to send money to the Philippines at regular intervals, setting up an app on your phone with Western Union or PayPal can be quite simple. Once you have your account set up to draw either off of your bank account or your credit card, all you have to do is determine the amount.
Transferring money this way offers many benefits over providing your parents with a credit card. Firstly, you have only one transaction to worry about. There's next to no risk to your information through an entity such as Western Union. Secondly, your parents can either pick up cash or know the money has gone into their account. Finally, you can easily adjust the amount you send from your phone.
Gift or Debit Cards
If you know of a major retailer where your parents regularly shop, you can send them gift cards to this retailer on a regular basis. However, this could mean that your parents wind up with multiple gift cards with small balances remaining or that they won't have the money available when they need to make a bigger purchase because of the limit.
Cash Through the Mail
Unless you can be very sure that your parents have a safe spot to pick up their mail, don't send cash. There are many risks to a direct cash transfer via post. The envelope could simply be lost or damaged and your cash would be gone. The cash could be stolen from their post box, or they could be robbed on the way home from picking up their mail. Don't use cash unless you really have no other options.
The ability to help out your family members is truly a gift. Getting the money there effectively can be a challenge. Working with an organization that has expertise in money movement is likely your best option.